Credit Cards news in 2026
5 stories, newest first.
- July 2026
StepChange calls for stronger credit card consumer protections
StepChange Debt Charity has published a report on the credit card regulatory framework, calling for earlier lender intervention, stronger affordability checks and higher minimum repayments as polling shows 15% of UK adults struggle with repayments.
Card fraud has rebounded, affecting 14% of people in two years
A Which? survey found 14% of people experienced card fraud in the last two years, with the figure rising to one fifth among 25 to 34-year-olds, as an automatic card-updating service helps fraudsters keep spending.
BNPL regulation due to come into effect
Buy now pay later regulation is due to take effect in July 2026, bringing Section 75 protection and access to the Financial Ombudsman for shoppers using deferred payment credit.
- June 2026
Which? finds cancelled card loophole can let fraud follow replacement cards
Which? has found that automatic card updating services can carry stolen card details onto replacement cards, and that most major high street banks give customers no way to opt out.
Which? reports card-not-present fraud hit record case volumes and losses in 2025
Which? reports that card-not-present fraud reached record case volumes in 2025, with 3.2m cases and £423.5m in losses, as overseas processing of online card fraud rose to 77%.