Credit Scores news
9 stories on credit scores, newest first. Every story is dated and cites its sources.
- August 2026
TransUnion expands credit score range to 0-999
TransUnion is replacing its 0 to 710 credit score with a 0 to 999 range and new band names, rolling out to credit monitoring partners in phases from late September 2026 until June 2027.
- January 2026
Report finds credit score dashboards can encourage overborrowing
A report published on 19 January 2026 finds that credit score dashboards can encourage overborrowing and deter low-to-middle income households from seeking help with debt.
- November 2025
Experian revamps its credit score to a maximum of 1,250
Experian has expanded its credit score range from 0-999 to a maximum of 1,250, with new bands and features rolling out to customers from November and completing by the end of the year.
- December 2024
FCA announces temporary rules on motor finance commission complaints
The FCA has extended temporary complaint handling rules so firms have longer to answer motor finance commission complaints and consumers have longer to take cases to the ombudsman.
- October 2024
Which? research finds 32% of credit report checkers found a mistake
Which? research published on 3 October 2024 found that 32% of people who checked their credit report in the past five years discovered a mistake, and the consumer body is calling for reform of the credit reporting system.
- August 2024
Cifas data shows identity fraud on the rise in first half of 2024
More than 214,000 cases were filed to the Cifas National Fraud Database in the first half of 2024, up 15% on 2023, with identity fraud the most commonly reported type.
- December 2023
Consumer Council research finds BNPL is second highest form of credit used
Consumer Council research published on 6 December 2023 found buy now pay later was the second highest form of credit used in Northern Ireland over the past three years.
- April 2023
Amendment (No. 4) Regulations 2022 changes take effect
Amendments to the Education (Student Loans) (Repayment) Regulations 2009 made by the Amendment (No. 4) Regulations 2022 took effect on 6 April 2023, changing repayment rules including a plan 5 repayment holiday.
- February 2022
Which? updates BNPL comparison table on Clearpay credit scores
Which? updated its buy now pay later comparison table on 2 February 2022 to state that Clearpay users' credit scores will not be affected if they miss a repayment.