Registering the death is the first official step after someone dies, and almost everything else follows from it: the funeral, the bank accounts, the benefits, the will and the estate. In England, Wales and Northern Ireland the law says the death must be registered within five days, and in Scotland within eight days1. Registration is free, the appointment usually takes about 30 minutes, and you cannot register the death until you have the medical certificate of cause of death from a doctor or coroner3.
You register the death in person, at a register office, by appointment. The registrar gives you three things: a certificate for burial or cremation (the "Green Form") so the funeral can go ahead, a unique code for the Tell Us Once service so you can report the death to most government departments in one go, and the death certificate itself4. This page explains each step, what to take, what it costs, and what happens when a coroner is involved and the registration has to wait.
Registering a death: within 5 days (8 in Scotland)
The law says you need to register a death within 5 days if you are in England or Wales, and within 8 days if you are in Scotland1. Barclays and several other providers give the fuller version of the same rule: a death needs to be registered within five days in England, Wales and Northern Ireland, and within eight days in Scotland2. Scope, whose guidance applies to England and Wales, adds a detail that matters when the death happens just before a weekend: the five days include weekends and bank holidays3.
The clock does not start from the moment you find out. The deadline runs from the date of death, but you cannot register until you have the medical certificate of cause of death, so in practice the sequence is: doctor or coroner issues the certificate, then you book the register office appointment. Kent Reliance states the rule with the key exception built in: registration must happen within five days (eight days in Scotland), unless the death has been referred to the coroner8. Where a coroner is involved, the deadline is effectively suspended, because registration cannot happen at all until the coroner gives permission.
Scotland runs its own system, with the eight day deadline set out in official mygov.scot guidance: you must register a death in Scotland within 8 days of the date of death, though in some cases it may not be possible to register within 8 days, for example if the death has been referred to the procurator fiscal, Scotland's equivalent of the coroner9. If the person died in the Isle of Man, the deadline is also five days6. Our separate page on registering a death in Scotland covers the Scottish process in full.
Which register office to use
You can go to any register office to register a death, but the office in the area where the person died is the one that can give you the documents you need that day4. Registering elsewhere is allowed, but the details have to be passed to the register office for the district where the death happened before the certificates can be issued, which means a wait. Metro Bank puts the same point plainly: registration is done at the register office closest to where the person died, so the documents needed can be issued the same day10.
Providers describe the same rule in slightly different words. Zempler Bank says registration is done at the registry office closest to where the death occurred11, and QIB UK says simply that the death needs to be registered at a register office12. The practical answer for most people is to find the office covering the hospital, care home or address where the death happened, and book the first available appointment there.
To find your local office, Skipton points to the official route: register a death in the UK at gov.uk/register-a-death, or call the General Register Office on 0300 123 183713. Appointments are the norm: Canada Life advises that in the UK you will have to book an appointment with a Register Office6, and Precise Mortgages notes you may need to make an appointment to register14.
The medical certificate you need first
Before the register office can do anything, you need the medical certificate of cause of death. This is issued by a doctor, or by a coroner if the death has been referred to one6. Scope describes how it reaches you: the certificate will be in a sealed envelope addressed to the Registrar of Births, Deaths and Marriages, and it must not be opened3. Take the sealed envelope to the register office appointment and hand it over unopened.
The certificate is what allows the death to be registered at all. Without it, the registrar cannot record the death or issue any of the documents the family needs, which is why the sequence of events after a death almost always starts with contacting the doctor who treated the person, or the hospital where they died.
One point on cost: official guidance on Funeral Support Payment in Scotland notes that documentation costs are payable for medical certificates, and that this does not apply in Scotland15. In England and Wales, the certificate itself is part of the process of registering, which is free5.
Documents and information to take
The main document to take is the sealed medical certificate of cause of death3. Beyond that, the appointment itself is not a form-filling exercise: Scope's guidance says you do not have to fill in any paperwork at this appointment3. The registrar asks you for the details of the person who died and records them, then produces the certificates.
It helps to take whatever you have that confirms the details you will be asked for, such as the person's birth certificate, marriage or civil partnership certificate, and documents showing their address and National Insurance number, though the registration can go ahead without them. If you expect to claim a bereavement benefit afterwards, Turn2us notes the kind of original documents that get asked for later: for a Bereavement Support Payment claim you must send originals of your marriage or civil partnership certificate and your husband's, wife's, civil partner's or cohabiting partner's certificate of registration of death16. Having those to hand avoids a second search through paperwork at a difficult time.
The appointment itself is short. Aviva states that registering a death is free and usually takes about 30 minutes, and that an appointment is normally needed5, and Scope gives the same figure: the appointment should last about 30 minutes3.
What you are given: Green Form, Tell Us Once code and death certificate
At the end of the appointment the registrar gives you three things. Age UK lists them: a certificate for burial or cremation (known as a "Green Form"), a unique code for Tell Us Once, and a death certificate, which you need to pay for4.
The Green Form is the document the funeral director needs. Scope confirms it is formally called a Certificate for Burial or Cremation, also known as the "green form", and that it is the form you need so you can organise the burial or cremation3. It is free3. This is why the funeral usually has to wait for registration: the funeral can usually take place only after the death has been registered3.
The Tell Us Once code is a unique reference number that gives you access to a government service. Official guidance describes it: Tell Us Once is a service that allows the public to report a death to most government organisations once only, and a local registrar will give each person a unique reference number to access the service online or by phone17. Gingerbread explains how it works in practice: the registrar will either complete the Tell Us Once service with you or give you a reference number so you can use the service online or by phone18. Quaker Social Action lists the agencies it can cover, including HMRC, DWP, the Passport Office and DVLA19, and TSB describes it as a single form that tells all government bodies about the death20. Our page on Tell Us Once covers it in detail.
Tell Us Once covers government bodies only. Which? notes that the Death Notification Service deals with financial institutions, but you will also need to let government bodies know about the death, so both services together cover as many bases as possible21. National Debtline describes the Death Notification Service as a portal created to tell a number of banks, building societies and financial institutions at the same time about a person's death22, and our page on the Death Notification Service explains how to use it.
Registration is free, extra certificate copies are not
Registering the death itself costs nothing: Aviva states plainly that registering a death is free5. What costs money is copies of the death certificate. Age UK notes the death certificate is something you need to pay for4, and Precise Mortgages warns there may be an additional charge for extra copies14.
The reason to buy several copies on the day is that many organisations insist on seeing an original. Age UK reports that ordinary photocopies are not accepted by some organisations, such as banks or life insurance companies4. Widowed and Young goes further on quantity: it is worth requesting as many as 10 original copies when you register the death, even if it costs a bit extra, because photocopies are not accepted23. Scope adds the timing point: try to buy extra copies while you are at the register office, because they cost a lot more if you buy them later3.
Who asks for a certificate? National Debtline explains that for a creditor to consider writing off a debt when the deceased left no money or property, you will usually need to give them a copy of the death certificate24. The Equity Release Council notes that in Scotland, in some cases you may be asked to provide an Extract Copy of the Death Certificate25. Banks and insurers, pension providers and government departments all typically want sight of an original, which is why families who bought one copy often end up posting it back and forth for weeks.
One point where the sources differ: Phoenix Life states the registrar at the Register Office will give you one free death certificate7, while Age UK describes the death certificate as something you pay for4. Our page on death certificate copies covers the costs and how many you are likely to need.
When a coroner is involved, registration waits
Some deaths are reported to the coroner, and when that happens the normal process stops. Phoenix Life states the position clearly: if the death has been reported to a coroner, you will not be able to register the death until the coroner gives their permission7. Kent Reliance makes the same point from the other direction: the five day deadline (eight in Scotland) applies unless the death has been referred to the coroner8.
The coroner may order a post-mortem examination to determine the cause of death. Age UK sets out the rule and the one thing families sometimes want to know: you cannot refuse the examination, but you can tell the coroner if you need to arrange the funeral quickly for faith reasons4. This is one of the few points in the whole process where speaking up changes what happens, so it is worth raising at the first contact.
The delay can stretch on if an inquest is opened. Quaker Social Action explains what families can do in the meantime: if you cannot register the death because an inquest is underway, you can still ask a registrar for a unique reference number for Tell Us Once, needing an interim death certificate from the coroner first19. The same source notes the eligibility rule for Tell Us Once in these circumstances: the death must have been either registered, or reported to a coroner with a final or interim death certificate19. In Scotland the equivalent referral is to the procurator fiscal, and official guidance acknowledges it may not be possible to register within 8 days in those cases9.
The practical effect of a coroner referral is that the funeral may also have to wait, since the funeral can usually take place only after the death has been registered3. Families in this position are not doing anything wrong by missing the five day deadline: the law expects registration when the coroner says it is okay5.
Deaths abroad and in Scotland
If the person died abroad, the registration rules are those of the country where the death happened. Age UK's guidance is that the death is registered according to the regulations of the country, and a local death certificate can usually be used in the UK4. Zempler Bank points the same way: if the person has died while overseas, you can find out more information on how to register a death11. The UK authorities do not re-register the death, so the local certificate becomes the document you use with banks, insurers and government bodies here.
One UK document you may need to cancel is the person's passport. Official gov.uk guidance says to fill in the form "What to do when a passport holder dies" and send it to the address on the form26.
Scotland has its own registration system, separate from the one in England and Wales. Deaths there must be registered within 8 days of the date of death9, and National Debtline notes that in Scotland you can find out how to get a certificate on the National Records of Scotland website22. The paperwork afterwards differs too: Citizens Advice explains that in Scotland you go to the sheriff court to apply for "confirmation", the Scottish equivalent of probate, making an appointment with the sheriff clerk and taking the original death certificate, the will, account details and other information about the person's estate27. Our pages on registering a death in Scotland and confirmation in Scotland cover both processes.
After registration: benefits and where to get help
Once the death is registered, the Tell Us Once code does much of the government reporting for you. Official guidance describes the service as allowing you to inform all the relevant government departments when someone dies26, and gov.uk benefits guidance says to use the Tell Us Once service if someone dies when they are receiving benefits28. For Universal Credit specifically, official guidance confirms that if you have used the Tell Us Once service, you do not need to contact them separately29.
Not every local authority offers Tell Us Once, so check with the register office: Furness Building Society notes it is offered by many but not all registry offices, and the local authority must give you a number to use it30. Where it is not available, or a department is missed, deaths can be reported directly, as gov.uk's reporting guidance sets out26.
Money you may be entitled to afterwards is covered on our benefits after a death page. In outline: a Bereavement Support Payment can be applied for online, by telephone or by post, needing your National Insurance number, your bank or building society account details, the date your spouse or civil partner died, and your partner's National Insurance number31. In Scotland, a Funeral Support Payment application can be made by phone, and the application takes between 10 and 30 minutes to complete15. In Northern Ireland, you need to tell the Northern Ireland Pension Centre when someone has died so they can stop paying their State Pension and Pension Credit32.
Two smaller services are worth knowing. The Bereavement Register stops unwanted direct mail addressed to the deceased; you can register over the phone by calling 0800 082 1230, the 24-hour automated registration line, or online4. And a warning about fraud: official guidance reports fake requests to pay a "register fee" supposedly connected to Companies House, and states this is not a real fee and Companies House is not connected to any of these organisations33. Registering a death is free5, so treat any demand for a registration payment with suspicion.
Free, impartial help exists at every stage. StepChange confirms that if your loved one was in the process of setting up a debt solution, you will not need to provide a copy of the death certificate34, and National Debtline's guides cover debts after a death in England and Wales22. Our pages on what to do when someone dies, paying for a funeral, applying for probate and free bereavement support take the process from here.
Sources34 cited
- Things to do after a death Independent Age, 2026-09-26
- First steps when someone dies Barclays, 2026
- What to do when someone dies Scope, 2025-09-08
- What to do when someone dies Age UK, 2026-02-16
- Bereavement support Aviva, 2026-09-26
- Bereavement support Canada Life, 2026-09-26
- Bereavement and funerals Phoenix Life, 2026
- Taking money out after a death Kent Reliance, 2026-09-26
- Help when your partner dies mygov.scot, 2022-05-13
- Bereavement information Metro Bank, 2026-09-25
- Bereavement first steps Zempler Bank, 2026-09-26
- Dealing with bereavement QIB UK, 2026-09-25
- Bereavement support Skipton Building Society, 2026-09-26
- Bereavement support for existing customers Precise Mortgages, 2026-09-26
- Funeral Support Payment telephone application Social Security Scotland, 2026-09-26
- How do I claim Bereavement Support Payment Turn2us, 2025-09-09
- Death and bereavement guidance UK Parliament deposited papers, 2025
- Dealing with death and bereavement Gingerbread, 2025-10-17
- Letting people know about a death Quaker Social Action, 2026
- Bereavement and coping with loss TSB, 2026
- New service notifies banks of a loved one's death Which?, 2018-06-28
- Debts after death in England and Wales National Debtline, 2026-09-25
- Dealing with paperwork after a bereavement Widowed and Young, 2026-09-26
- Writing off a debt in England and Wales National Debtline, 2026-09-25
- What if my house is in joint names but my partner has died Equity Release Council, 2026-01-16
- Report a death without Tell Us Once GOV.UK, 2026-09-28
- After a death: dealing with an estate in Scotland Citizens Advice Scotland, 2026-09-26
- Report a change of circumstances GOV.UK, 2026-09-26
- Manage your Universal Credit claim after you apply GOV.UK, 2025-09-03
- Bereavement support Furness Building Society, 2026-09-26
- Bereavement Support Payment nidirect, 2026-06-24
- State Pension: report a change in your circumstances nidirect, 2026-09-01
- Reporting scams pretending to be from Companies House GOV.UK, 2020-12-23
- Bereavement and debt StepChange, 2026-09-25


MoneyHelperFree, impartial money and pensions guidance, set up by government
Citizens AdviceFree advice on money, consumer and legal problems in England and Wales
Turn2usFree benefits calculator and grants search from a charity
GOV.UKOfficial information on tax, benefits and government services